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Maybe if you stopped making self-pity memes and invested that time into something more useful, things would be different.

If your parents have a house and a car, you are doing better than lot of other people. Your parents are at least rich enough to help you start your life. My mom's networth is literally zero and she still pays rent in her fifties. So, consider yourself lucky. Also, you might at least inherit some property at some point in your life. I'll never inherit anything.

Work!

Clearly, whining on the internet about what you don’t have will get you all those things.

Maybe it’s time to pursuit more significant things and not a house or a car. Things like take care of yourself, do little tasks like make your bad or cleaning your things it’s powerful. If your mind is focused in the things you can do, maybe your feeling about yourself can change to “oh, I have my life under control” instead “look to the great others”. Believe me, they have problems too.

In the modern world you can only achieve the left one with multiple cash flows. You will fall behind if you only relay on you day job income.

"1200$ phone" why? just why? are you streaming Battlefield II on your phone? why do you need so expensive phone ffs

my parents also had access to easy credit which in the end ruined the global economy

I am 27 and I can afford a house if I'm willing to dedicate my next 40 years to pay off the debt
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37 yo here: I own an appartment by the adriatic sea (50/50 together with my brother) 2010 BMW 116i PS5 A GF (who can leave my anytime because I dont want kids and marriage) 2-3 friends but I see them very rarely Iphone 12 mini and a job thats all. no kids, no wife, no house and I am defintely happier than the guys who have those things. why? because I know what I want but also what I dont want. and the guys? they let themselves talk into some weird sh** and show up saying stuff like: I am a rich man, I've got kids, but I hate my job, my wife and my life. find the mistake